Coding · Head-to-head
Windsurf vs Ollama
Windsurf (freemium, AI Score 7.2/10) vs Ollama (freemium, AI Score 8.8/10). Side-by-side pricing, features, pros and cons, and which to pick.
The verdict
Pick Windsurf if…
- →your primary use case is developers already productive in windsurf's cascade workflow who have no urgent reason to migrate, and teams evaluating cognition's stack who want an editor-side agent sitting alongside devin's cloud agents.
Pick Ollama if…
- →overall capability matters more than price (AI Score 8.8 vs 7.2)
- →you want our editor's pick for this category
- →your primary use case is anyone who wants open-weight models running on their own hardware for privacy, offline work or zero marginal cost, with a cloud fallback for models that will not fit.
- →you need: productivity
Side-by-side specs
| Spec | Windsurf | Ollama |
|---|---|---|
| Category | Coding | Coding |
| Pricing model | freemium | freemium |
| Headline pricing | Free tier; paid plans from $20/mo (the Devin lineup now served at windsurf.com) — verify before buying | Free, with Pro at $20/mo and Team at $25/seat/mo for cloud usage |
| Free tier | Yes, but it is credit-metered and is Devin's free tier, not the unlimited-basic-completions-forever tier this entry once described. That tier no longer exists. Confirm current allowances on the live pricing page before relying on it. | Yes, and it is the main event. Local inference is free forever on your own hardware. The paid tiers exist to buy cloud capacity, and their allowances are published only as multipliers of an unstated base. |
| AI Score | 7.2/10 | 8.8/10 |
| Best for | Developers already productive in Windsurf's Cascade workflow who have no urgent reason to migrate, and teams evaluating Cognition's stack who want an editor-side agent sitting alongside Devin's cloud agents. | Anyone who wants open-weight models running on their own hardware for privacy, offline work or zero marginal cost, with a cloud fallback for models that will not fit. |
| Editor's pick | — | ✓ Yes |
| Use cases | development agents | development agents productivity |
| Date added | 2025-06-01 | 2026-08-02 |
Pros and cons
Windsurf
Coding · freemium
Pros
- ✓Cascade remains one of the better-designed agent loops: it plans, edits across files, runs commands, reads output and iterates without needing constant re-prompting
- ✓Repo-wide indexing means the agent locates the relevant files itself instead of making you paste context
- ✓Mixes cheap in-house SWE-series models for routine edits with frontier models for hard problems, so agent runs are not uniformly expensive
- ✓Enterprise self-hosted and air-gapped deployment with zero data retention, which Cursor does not offer at any tier
- ✓Full VS Code fork with terminal execution and file-write access, not a chat sidebar bolted onto an editor
Cons
- ×The founding team including CEO Varun Mohan left for Google DeepMind in July 2025 and Cognition bought what remained, so an independent product roadmap is not a safe assumption
- ×windsurf.com resolved to Cognition's Devin site when checked on 2026-08-10, meaning the plans a buyer actually encounters are Devin's and no Windsurf-branded price could be confirmed on any live page
- ×Cursor and Claude Code have caught up on multi-file agentic work, erasing the 2025 lead this entry's original 9.1 score was built on
- ×Pricing is credit-metered and hard to forecast for a team; the unlimited free tier that once made the product an easy recommendation is gone
🦙
Ollama
Coding · freemium
Pros
- ✓Local inference costs nothing per token and keeps prompts and files on the machine
- ✓Works offline, which Ollama calls out specifically for mission-critical work
- ✓Acts as the runtime under other agents, including ones named on its own front page, so it slots into existing stacks
- ✓Cloud fallback covers models too large for a laptop without switching to a different tool or vendor
- ✓States that prompt and response data is never logged or trained on, with zero data retention on the Team plan
Cons
- ×Cloud allowances are published only as multipliers ("50x more than Free", "5x more than Pro") against a base quantity Ollama never states
- ×The $100 Max tier is currently listed as paused for new sign-ups, so the top individual plan may not be available
- ×Local model quality is capped by your RAM and GPU, and open weights still trail frontier hosted models on the hardest tasks
- ×Comfort with a terminal, model files and quantisation choices is assumed, which puts it out of reach for non-technical users
Related comparisons
Updated 2026-08-10. Spec data sourced from official product pages and tracked in our public directory at /tools.